Our Team

Andy is the CEO and President of Altere Financial, LLC. He has earned professional designations as a Certified Financial Planner™ and CERTIFIED INVESTMENT MANAGEMENT ANALYST®. Andy holds the Series 4,7,24 and 66 securities licenses with LPL Financial.

In 2003, Andy started his career with UBS Painwebber where he was a part of the Corporate Benefits Stock Consulting team based out of Houston, Texas. Later in his career, Andy served as a Branch Analyst at the River Oaks branch in Houston, Texas.
Andy has also held key roles at various independent investment firms. He was the Director of Client Services and Research for a Houston-based Registered Investment Advisor (RIA) as well as Director of Asset Management for an independent broker-dealer. While employed at the broker-dealer, he served in a supervisory role to oversee brokers who were authorized to trade options for their clients on a discretionary basis.

More recently, Andy partnered with a CPA firm, Hill, Long and Co., in 2016 to help form HLG Wealth Management. Hill, Long and Co. was eventually acquired by Carr, Riggs and Ingram (CRI), where Andy was then employed as the Houston Business Unit Leader within CRI's subsidiary wealth management firm.

It was this last stop in Andy's corporate career where he found his passion for working alongside CPAs and estate attorneys. He established Altere Financial, LLC to bridge the communication gap between the specialists who are a part of a client's wealth management team.

Andy earned his Bachelor of Arts degree from the University of Notre Dame and his MBA from Houston Christian University.
 

An alumnus of the University of Texas, Chad began his career as an investment representative with Edward Jones, where he developed a strong foundation in financial analysis and client relations. Upon receiving his MBA from Southern Methodist University, he then spent 12 years at ExxonMobil, gaining extensive experience in complex accounting and development of robust internal processes.  

When he’s not in the office, Chad enjoys spending his time with his wife and two kids. You can often find him at a UT sporting event or local concert.

Chad is not affiliated with LPL Financial 

Chris is a Certified Public Accountant and Certified Financial Planner™ * with over a decade of experience providing comprehensive tax, financial, estate planning, and investment consulting services to businesses and their owners. Chris has extensive experience working with families of significant wealth. He has provided services to a wide range of industries including oil and gas, mining, real estate, farming and cattle ranching, retail, technology, and many others.

Chris is a native Houstonian and moved to The Woodlands when he was one year old. Chris graduated from Baylor University with a double major in Personal Financial Planning and Entrepreneurship. He then graduated from the University of St. Thomas with a Master of Science in Accounting.

Chris serves as a partner of The Woodlands Area Economic Development Partnership.

When he is not managing his responsibilities at Evans Sternau CPA, Chris enjoys spending time with his wife and four children. His children are very active with sports and his weekends are often filled with soccer tournaments and gymnastics competitions.

*Chris Sternau is not affiliated with LPL Financial